First Time Home Buyers

Buying your first home is a huge Milestone and we want to make sure you have the right steps to get there!

Step 1 – Get a Pre-Approval. – Find out what you qualify to buy. You always want to ensure that your budget and your comfort zones are in the same range as your affordability! This will also give you an idea of all of the paperwork you will need to provide throughout the process.

Step 2 – Making that Offer! – Once you have found your dream home and are ready to make an offer! It’s a good idea to leave about a week to ensure Financing is all completed and you have some extra time to get an inspection done!

Step 3– The Signing – Once we have a live approval. We will meet and sign the Mortgage Commitment and go over all the details of your Mortgage Product to ensure that you are happy with everything and answer any questions you have.

Step 4 – Once we are all finished on our end, all of the paperwork and details will be sent to a Solicitor of your choice.

Step 5 – You are now a Home Owner!


Each Mortgage is different in its own way, let Kelsey Vankosky Mortgages help you sail through the process and get you that much closer to owning your dream home!